What Makes Bajaj Finserv Balanced Advantage Fund a Unique Proposition?

Bajaj Finserv AMC has unveiled the Bajaj Finserv Balanced Advantage Fund, incorporating a behavioral edge to address the emotional complexities associated with investing. Recognizing the impact of sentiments like greed and fear on decision-making, this fund strategically utilizes a model that evaluates the market's actual value and considers typical investor behaviors. When others panic and sell, the model suggests buying, and vice versa. Acting as a guide during market fluctuations, the fund aims to shield investments from emotional interference. Launched on November 24, the subscription for the Bajaj Finserv Balanced Advantage Fund remains open until December 8, 2023.

Key Features of Bajaj Finserv Balanced Advantage Fund:

1. Adaptive Asset Allocation: The fund employs adaptive asset allocation, adjusting its investment mix based on market behavior. This flexibility optimizes returns and manages risk dynamically in response to changing market conditions.

2. Return Optimization: Focused on growth, the fund actively seeks opportunities aligning with its flexible allocation strategy. Though outcomes can't be guaranteed, decisions are made based on current conditions.

3. Risk Management: Vigilant risk management is a continuous practice, with a keen eye on potential risks. While uncertainties can't be eliminated entirely, the goal is to limit the impact of market volatility on invested capital.

4. Relative Stability: To handle market fluctuations, the fund aims to provide relative stability, minimizing the impact of sudden market movements on investments, though it cannot ensure absolute stability.

5. Long-Term Perspective: Tailored for investors with a patient approach, the fund adopts a long-term perspective to capitalize on the potential of equities over an extended period. The strategy emphasizes sustained growth, acknowledging the uncertainties tied to long-term investments.

NFO Details of Bajaj Finserv Balanced Advantage Fund:

Minimum Application Amount:

• Lumpsum: Rs. 500 and in multiples of Re. 1.
• Systematic Investment Plan (SIP): From Rs. 500 up to Rs. 1,000: minimum 60 instalments. Above Rs. 1,000: minimum 6 instalments.

Plans:

• Bajaj Finserv Balanced Advantage Fund - Direct Plan
• Bajaj Finserv Balanced Advantage Fund - Regular Plan

Benchmark Index:

• NIFTY 50 Hybrid Composite Debt 50:50 Index

The Bajaj Finserv Balanced Advantage Fund endeavors to address emotional decision-making challenges in investing, offering a solution to navigate market volatility. For detailed information, interested individuals can visit the official website of Bajaj Finserv AMC.

About Bajaj Finserv Asset Management Ltd.: Bajaj Finserv Asset Management Limited, a wholly-owned subsidiary of Bajaj Finserv Limited, has marked its presence in the investment solutions industry. With a future-focused investment strategy, the company aims to assist every Indian in achieving their financial goals. Mutual fund investments are subject to market risks; investors are advised to read all scheme-related documents carefully.